With over four decades of extensive experience in the dynamic Toronto Residential Real Estate Industry—both as a Certified Residential Market Value Appraiser (MVA-R) since 1991 and as a Licensed Real Estate Broker since 1980—I am pleased to offer this highly specialized service to individuals who are seeking an objective, impartial, and fair market value appraisal of their residential property.

These careful evaluations are based on well-researched and carefully considered historical market precedents, along with comprehensive statistics, and a firsthand understanding of the "day-to-day" and "neighbourhood-to-neighbourhood" transactional aspects of the real estate market within Toronto’s many diverse neighborhoods and the various housing styles.

We offer professional appraisal services tailored to meet a variety of needs, including capital gains assessments, probate requirements, divorce settlements, private sales, and historical value evaluations.

Our expertise ensures accuracy and objectivity, utilising comprehensive market analysis and in-depth knowledge of Toronto real estate.

Whether you're navigating complex financial situations or making informed and objective decisions regarding your property's worth, we provide clear, reliable appraisals to support your objective,

  • Curriculum Vitae

  • Residential Real Estate Appraiser (MVA-R):  President of Michael Kavluk Appraisals: 1991- 2025

  • President and Principal Broker: Oxford Real Estate Ltd.: 1980 – 2005

  •  Real Estate Broker: Bosley Real Estate Ltd.: 2005-2025

  •  Elected Board Director of the Toronto Real Estate Board: 1989 -1996

  • Committee Chairman: By-laws, Education, Ethics Appeals and MLS Committees of the Toronto Real Estate Board.

  • Instructor: Introduction to Real Estate (License Course for Sales Representatives) 1985-1994

  •  Instructor: Principals of Mortgage Financing: (License Course for Brokers)

  • Committee Member: Review Committee for MVA Appraisal Designation Applicants

  • Education

  • Riverdale Collegiate Institute. Toronto, Ontario: 1967-1972

  • Victoria College in the University of Toronto 1973-1978 . Honours B.A. (English Literature)

  • Ontario Real Estate Association: Licenced Broker: Since 1980

  • Canadian Real Estate Association- Certified Market Value Appraiser: Since 1991

  • The MVA-Residential Designation is recognized by...

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  • Other interests…

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